Our Services

Our core principles are our genuine interest in our clients, our understanding of the unique challenges they face, and our commitment to their sustainability and growth. We offer a comprehensive range of services and solutions that identify and unlock real opportunities for progress. As a result, our clients reward us with high levels of satisfaction and trust, while our dedication to delivering the best possible experience has helped us build long-lasting relationships of cooperation and trust.

Outsourced CFO services

  • In today’s demanding business environment, outsourcing your financial support functions (outsourced CFO services) helps you stay focused on running your business while saving valuable time and reducing unnecessary costs. CoValue’s consultants bring practical market experience and a deep understanding of business trends, helping you spot opportunities early, make use of available tax benefits, avoid potential risks, and stay fully focused on growing your business — all with a clear, fixed monthly fee.

  • Many small and medium-sized businesses operate without the strategic support of a Chief Financial Officer due to the high cost. As a result, they often face challenges such as inacurate costing and pricing, limited cash flow visibility, and difficulty in planning their next steps. CoValue fills this gap by offering outsourced CFO services, tailored to the needs of growing businesses and available in affordable monthly packages.

    What we offer:

    • Correct costing and pricing of products or services

    • Business planning and financial forecasts

    • Cash flow management and support in liquidity issues

    • Creation and monitoring of Budgets vs Actuals

    • Clear financial and management reporting with simple KPIs

    • Tax planning and strategy

    • Monthly or quarterly business performance review

    • On-demand strategic advice whenever you need it

    • Clear picture of your finances and better decision-making

    • Improved cash flow, profitability, and cost control

    • Readiness for growth, investment, or financing

    • More time to focus on running your business

Financial, Accounting & Tax, services

  • We support and oversee your company’s accounting processes, ensuring accurate financial reporting and full compliance. Our team provides reliable financial and tax advisory services, helping you operate with clarity and confidence.

    • Accounting and Bookkeeping Supervision services

    • Tax compliance services and strategy

    • Preparation and review of standalone and consolidated financial statements (Greek GAAP & IFRS)

    • Implementation of electronic bookkeeping compliance (“myDATA”)

    • Account reconciliations and period-end closings (monthly, quarterly, etc.)

    • Design and implementation of management reporting templates (management reports, budgets, forecasts, etc.)

    • Payroll Services

      - Payroll processing and administration

      - Electronic submission of filings to social security authorities (APD) and monthly payroll tax forms

      - Advisory services on labor and social security matters

      -Management of the ERGANI information system, employee records, leave management, etc.

      -Compliance with labor, social security, and tax legislation

      -Reporting and cost allocation per employee, department, or business unit

    • Accurate and compliant accounting records aligned with tax, labor, and insurance regulations

    • Timely and error-free payroll processing, reducing operational risks and employee disputes

    • Full tax compliance and minimized exposure to penalties or audit findings

    • Reliable financial statements (ELP & IFRS) that enhance transparency and credibility

    • Efficient period closing processes (monthly/quarterly) with improved internal controls

    • Automated and compliant myDATA reporting, reducing administrative burden

    • Clear management reports, budgets and forecasts that support better decision-making

    • Improved cost control and visibility, including costing per employee, department, or activity

    • Better cash-flow planning and financial discipline across the organization

    • Greater operational consistency, supported by standardized processes and expert supervision

    • Enhanced readiness for audits, financing, or investment processes

Business Plans

  • We develop comprehensive, investment-ready business plans tailored to the needs of each company. Our approach combines strategic insight with robust financial analysis, helping businesses articulate their vision, assess feasibility, and present a compelling case to banks, investors, and partners.

    • Complete Business Plan Development
      Market analysis, strategy, financial projections, and full documentation prepared by experienced finance professionals.

    • Financial Modelling & Forecasting
      Detailed revenue, cost, cash flow, and funding projections aligned with realistic assumptions and industry benchmarks.

    • Bank & Investor-Ready Documentation
      Structured reports that meet the requirements of lenders, investment funds, and public institutions…

    • Feasibility & Viability Assessments
      Evaluation of project sustainability, break-even analysis, sensitivity analysis, and risk assessment.

    • Business Strategy & Growth Planning
      Clear strategic recommendations to support expansion, restructuring, or new market entry.

    • A clear and credible growth roadmap that reflects your business model, strategy, and financial potential.

    • Stronger negotiations with banks and investors thanks to structured, well-documented financial projections.

    • Improved decision-making through data-driven insights and realistic performance scenarios.

    • Enhanced business credibility with professionally presented plans that demonstrate preparedness and reliability.

    • A plan tailored to your financing needs, whether for bank loans, investment rounds, grants, or internal planning.

Personalised Consulting and Mentorship

  • We provide tailored consulting and one-to-one mentorship designed to support professionals, freelancers, and founders at every stage of their development. With a practical, finance-driven approach and real experience from senior industry roles, we help individuals build confidence, strengthen skills, and make better strategic decisions in their careers or businesses.

    • One-to-One Mentorship
      Personalised guidance on professional development, decision-making, leadership, and career growth.

    • Business & Financial Coaching for Freelancers
      Support with pricing, budgeting, financial planning, and structuring your freelance operations.

    • Founder & Startup Mentoring
      Practical advice on building business models, planning growth, managing finances, and preparing investor material.

    • Skills Development & Training
      Focused sessions to improve financial literacy, business understanding, and analytical thinking.

    • Strategic Problem-Solving
      Hands-on support to overcome challenges, evaluate options, and implement effective solutions.

    • Greater clarity and confidence in your professional and business decisions.

    • Improved financial and business understanding, enabling stronger long-term performance.

    • A more structured and efficient approach to work, planning, and execution.

    • Accelerated personal and professional growth through continuous guidance and actionable feedback.

    • A trusted advisor relationship, offering support, accountability, and perspective when needed most.